Load Shedding: Insights On Power Surge & More

Addressing Load Shedding in South Africa.

In recent days, South Africa experienced an unexpected escalation in load shedding, reaching level 6 and prompting concerns about potential stricter electricity reduction measures. This situation has led to numerous questions regarding the insurability of load shedding and its implications for insurance claims.

Is Load Shedding Covered by Insurance?

Load shedding or power blackouts, unfortunately, fall outside the scope of insurable risks within standard insurance contracts. However, Carlyle recognizes the importance of safeguarding sensitive electronic devices against power surges, often resulting from the disruptions caused by load shedding.

The frequent fluctuations in power levels during load shedding can lead to power surges and dips, which in turn can damage electrical and electronic equipment within your premises.

Insurance Recommendations for South African Clients

Carlyle Insurance advises all individuals and businesses across South Africa to review their insurance policies with a critical eye toward potential damages resulting from power surges. While load shedding itself might not be insurable, coverage for damages caused by power surges can offer essential protection for your valuable assets.

It's important to note that the availability of such coverage can vary based on policy specifics. As electronic equipment and technology continue to evolve, Carlyle emphasizes the need to regularly reassess coverage limits to ensure that new devices are adequately protected based on their replacement value.

In a nation grappling with energy challenges, Carlyle Insurance remains committed to helping clients understand the intricacies of their insurance coverage, ensuring that they are well-prepared for the uncertainties posed by load shedding.